about us

Why more issuers use Cumberland Securities

Unmatched Customer Service

Our professionals have been recognized for their innovations and cutting edge strategies in public finance for cities, counties, utilities and other entities across the State of Tennessee with sound and effective advice in the municipal debt market.

Extensive Experience, Since 1931

Cumberland Securities is second-to-none in the State of Tennessee when it comes to knowledge of general obligation, school, public infrastructure, water and sewer and variable rate municipal bonds.


We are an independently owned and operated firm focused exclusively on financial advisory practice. As a Municipal Advisor, we are registered with the Securities Exchange Commission (SEC) and the Municipal Securities Rulemaking Board (MSRB).

Unbiased Advice

Cumberland Securities is an Independent Registered Municipal Advisor who works with issuers to determine what is in their best financial interest, whether competitive or negotiated sales, public or private placements, or fixed or variable rate bonds.
our clients

The Industries and Businesses We’ve Served



Electric systems

Gas Systems

water systems

sewer Systems





meet the people

Our Dependable Team

Joe AyresPresident & CEO

Scott GibsonSenior Vice President

Chris BesslerSenior Vice President

John WernerVice President

Joseph Ayres Jr.Vice President

Gretchen PelhamAdministrative Assistant

Tiffany DeanAdministrative Assistant

Latest Projects

Success stories that speak for themselves.

Lawrenceburg Fire & Rescue
Lawrenceburg, TN
Greenback School
Greenback, TN
Greenback School
Greenback, TN
Rocky Top Sports World
Gatlinburg, TN
Fayetteville Schools (Cafeteria)
Fayetteville, TN
Coffee County Jail
Manchester, TN
Coffee County Jail
Manchester, TN
Alcoa High School
Alcoa, TN